Logic Insurance, Best Insurance for Campervan Rental - It is a fact that campervan rental is a much more exciting holiday option compared to renting a room in a hotel or a self-catered apartment. You just have to ensure that you will be perfectly safe during your trip.
One of the measures which you must take is to get the right insurance. Find out how to secure the right financial backup for your holiday.
Best Insurance for Campervan Rental
Liability Insurance
This type of cover is also referred to as campervan rental insurance. This is because it is typically included in the package provided by the rental company. Basically, the premium is included in the rental rate which you have to pay.
Some companies may give you the option to purchase such a cover separately if they have a list of approved policies. This can be a good idea if you will get to save money. Just keep in mind that the choice of policies available separately is quite limited.
While the premium of liability insurance is quite reasonable, the excess fee can be quite large. This is the fee that you have to pay out of your pocket in case you are responsible for any kind of damage caused to the vehicle.
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It is possible to reduce the size of the premium by paying a fixed daily rate which is added to the rental rate. Usually, you can choose from several excess reduction options and their respective fees. The smaller the reduction is the lower the fee is and vice versa. Generally, you have to confirm in advance that you will afford to pay the excess fees if the need arises.
Travel Insurance
You should definitely get travel insurance if you rent a campervan even if you will be travelling around in your own country. There are two main reasons for this. Firstly, the travel policy will cover the deposit and cancellation fees if you have to cancel your trip due to unexpected circumstances. This can save you a good amount of money. Just make sure that the insurance is comprehensive enough and covers as many circumstances as possible.
The other major reason for getting a travel cover is that it will protect your personal belongings no matter whether you leave them in the vehicle or take them with you. You will have complete peace of mind about all valuables which you take from your mobile phone and digital camera to your cash and credit cards.
With the right campervan rental insurance and travel cover, you will be able to relax fully and focus on having fun.
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