How to Make a Long-Term Care Insurance Claim

How to Make a Long-Term Care Insurance Claim - Different companies may impose specific conditions on how their policyholders may file a claim. Generally, though, this is how the claiming process goes.Go over your long-term care insurance policy and check how long your elimination period is and what services it actually covers. Long-Term Care Insurance Claim Elimination period is the duration that...

Baca Artikel Lengkap

How to Reduce Long-Term Care Insurance Costs

How to Reduce Long-Term Care Insurance Costs - While long-term care insurance can be a good way to pay for a nursing home stay or a home health care worker, it doesn't come cheap. Annual premiums vary significantly, depending on your age, health, and the type of policy, but policies can run as high as $5,000 per year. You do not need to pay that much, however. The following are some ways to...

Baca Artikel Lengkap

Who Should Buy Long Term Care Insurance?

Who Should Buy Long Term Care Insurance? - Getting insured with long-term care usually comes with a high price tag. Therefore, it’s just normal to ask yourself, “Do I need long- term care insurance? What factors make purchasing a policy a good decision?” About 70% of people aged 65 and above are estimated to require long-term care services. Meanwhile, about 40% of people between the ages...

Baca Artikel Lengkap

The Insurance Coverage You Actually Need

The Insurance Coverage You Actually Need - Awhile back, I was leaving town for the weekend and realized I had forgotten something at home, so I left to get it on my lunch break. As I was turning the corner off the main road, I was stupidly distracted and accidently hit another car. Long story short, there was very little damage to the other car but the driver did receive a slight bump to her head. Protocol...

Baca Artikel Lengkap