Tax-Free Muni Bond ETFs

Logic Insurance, Tax-Free Muni Bond ETFs - If you’re looking for a safe investment that is likely to deliver slow yet steady returns over the long haul, and where you don’t have to pay federal or local taxes, a tax-free municipal bond might be a good option.  In order to avoid local taxes, simply invest in a local (city or state) municipal bond. If you invest outside of your own area you might...

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Longevity Annuities Arrive in 401(k) Plans

Logic Insurance, Longevity Annuities Arrive in 401(k) Plans - The U.S. Department of the Treasury and Internal Revenue Service (IRS) recently approved the use of longevity annuities inside of target date funds in 401(k) plans and Individual Retirement Accounts (IRAs). They can be included in target date funds used as default investment alternatives, thus qualifying for the safe harbor protection...

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2015 Tech Trends in Insurance Industry

Logic Insurance, 2015  Tech Trends in Insurance Industry - The insurance industry, never known for rapid change, is somewhere in the middle of the pack when it comes to digital transformation.  Despite regulatory obstacles and organizational cultures that reinforce conservatism, however, insurers still have time and opportunity to get moving in the right direction. Many insurers...

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Global Insurance Market Trends

Logic Insurance, Global Insurance Market Trends - Across the world, insurance markets are adapting to the aftermath of the economic crisis.  Many multinational insurance companies that hunkered down to conserve capital and trim expenses are now ready to invest in global markets that are poised for significant growth. Global Insurance Market Trends Insurers enter new domainsExpectations...

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The Insurance Industry Trends and Innovation in 2015

Logic Insurance, The Insurance Industry Trends and Innovation in 2015 - New technologies and innovations have permeated the insurance industry and upped-the-ante in quality and efficiency for products, claims and business practices.  Though insurance has been historically viewed as a slow-moving industry, recent technology integrations and evolving customer needs have created a significant...

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Long Term Care Hybrid Products

Logic Insurance, Long Term Care Hybrid Products  - with many people unwilling to purchase long-term care insurance policies due to the cost, insurers are rolling out new products that combine long-term care insurance with either a life insurance policy or an annuity.  These new products have been on the market for awhile, but they are gaining in popularity due to a law that goes...

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Long Term Care Insurance Costs

Logic Insurance, Long Term Care Insurance Costs - Rates for long-term care insurance, which can help pay for care in your own house or in a nursing home, rose this year an average of nearly 9 percent, a new industry report finds.Still, rates vary greatly depending on the insurer and the specifics; increases for some policies were much larger, and in some cases — like certain policies covering couples...

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An Introduction to Long Term Care Insurance

Logic Insurance, An Introduction to Long Term Care Insurance - With nursing home care in some parts of the country costing as much as $10,000 a month, a long-term need for care can deplete even the best-planned estate.  As a result, many seniors buy long-term care insurance to cover this risk. One great advantage of this insurance is that most policies now cover home care and assisted...

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LongTerm Care Insurance Benefits

Logic Insurance, Long Term Care Insurance -The most commonly utilized and misunderstood aspects of the U.S. Medicaid program are its long-term care (LTC) benefits. Medicaid is not synonymous with long-term care insurance, but many who plan to rely on it are unaware of this. As a result, they find themselves without the care they really need or desire. Before you "plan" to have Medicaid cover your...

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3 Types of Traveller Suited to Annual Travel Insurance

Logic Insurance, 3 Types of Traveller Suited to Annual Travel Insurance, - The world of travel is extremely diverse. For example, some people see the beach as a paradise of warm sand and soothing waves, while others see it as a potential site of sunburn, sweat and dangerous surf.  There are as many different types of traveller as there are locations to visit, and, in fact, each location...

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Tailor Made Policy for Sport Horses

Logic Insurance, Tailor Made Policy for Sport Horses - Owning a sport horse can be expensive, with owners not only regularly buying feed, paying farrier costs, buying horse bedding and much more, they also have to consider higher costs such as vet's fees.  Horse riding is classed as a high risk sport so it is highly recommended that owners and riders take out tailor made sports insurance to...

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Comprehensive Family Travel Insurance

Logic Insurance, What is Comprehensive Family Travel Insurance? - Surprising numbers of people jet off on an international break every year without the assurance of family travel insurance. This choice may be made due to a reluctance to spend additional money, an ignorance of the risks, or simply a lapse in memory.  However, travellers should be warned that there have been countless instances...

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General Lies to Avoid Family Travel Insurance

Logic Insurance, General Lies to Avoid Family Travel Insurance - Family travel insurance is a vital protective measure for anyone who falls ill or encounters unforeseen (and often unfortunate) circumstances while abroad.  Medical coverage, evacuation, reimbursing cancelled tickets, protection against theft - these are just some of the benefits of choosing a package designed to cover all family...

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Holiday Insurance a Waste of Money, Really?

Logic Insurance, Holiday Insurance a Waste of Money, Really? - It's a fact of life that nobody likes insurance. Well, the solitary exception might be those that earn a living selling it but for most of the rest of us, it seems to be one of those intangibles where we are paying for something and getting nothing apparently in return. So, does that mean that holiday insurance in particular...

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The EHIC - A Valued Companion for Family Travel Insurance

Logic Insurance, The EHIC A Valued Companion for Family Travel Insurance - Family travel insurance is essential for families going abroad, at least for those who can't afford to spend hundreds or thousands of Euros when they met any unforeseen trouble.  One particular safeguard that will be of great help when it comes to medical expenses is the European Health Insurance Card - or the...

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Get Value When Buying Family Holiday Insurance

Logic Insurance, Get Value When Buying Family Holiday Insurance - So you've made the decision to get family holiday insurance before your next big getaway? While it is the right decision, it is also just the start of the process.  The challenge now is what policy you are going to get and if it is going to suit the specific needs of your family. It may seem like an overwhelming minefield, but...

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How to Get Cheap Travel Insurance Cover?

Logic Insurance, How to Get Cheap Travel Insurance Cover? - There are two ways people approach holiday insurance. On the one hand, you may groan at the necessity and quickly scroll through suggestions, options and offers looking for the simplest and least expensive policy.  On the other, you may sweat at the thought of losing your bag, catching malaria or falling prey to a hungry shark, and...

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Insurance Advice for the Over 60's

Logic Insurance, Insurance Advice for the Over 60's - It's an unfortunate truth that people over the age of 60 encounter a host of disadvantages - including physical decline and the worry of impending retirement.  However, there's absolutely no reason why this demographic should suffer financially too, in terms of paying more for comprehensive travel cover. There have been media reports...

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