How to Make a Long-Term Care Insurance Claim

How to Make a Long-Term Care Insurance Claim - Different companies may impose specific conditions on how their policyholders may file a claim. Generally, though, this is how the claiming process goes.Go over your long-term care insurance policy and check how long your elimination period is and what services it actually covers. Long-Term Care Insurance Claim Elimination period is the duration that...

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How to Reduce Long-Term Care Insurance Costs

How to Reduce Long-Term Care Insurance Costs - While long-term care insurance can be a good way to pay for a nursing home stay or a home health care worker, it doesn't come cheap. Annual premiums vary significantly, depending on your age, health, and the type of policy, but policies can run as high as $5,000 per year. You do not need to pay that much, however. The following are some ways to...

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Who Should Buy Long Term Care Insurance?

Who Should Buy Long Term Care Insurance? - Getting insured with long-term care usually comes with a high price tag. Therefore, it’s just normal to ask yourself, “Do I need long- term care insurance? What factors make purchasing a policy a good decision?” About 70% of people aged 65 and above are estimated to require long-term care services. Meanwhile, about 40% of people between the ages...

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The Insurance Coverage You Actually Need

The Insurance Coverage You Actually Need - Awhile back, I was leaving town for the weekend and realized I had forgotten something at home, so I left to get it on my lunch break. As I was turning the corner off the main road, I was stupidly distracted and accidently hit another car. Long story short, there was very little damage to the other car but the driver did receive a slight bump to her head. Protocol...

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Biggest Insurance Companies In the World 2015

Logic Insurance, Biggest Insurance Companies In the World 2015 - Insurance is one of the biggest financial services and the biggest insurance companies in the world are at the top of their game! We all need insurance in some point of our lives. Insurance, to live a happy and healthy life without worries of the future gnawing at us! And, these companies provide the much-needed assurance of...

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BOE Approves School District Health Insurance Liability

Logic Insurance, BOE Approves School District Health Insurance Liability  - No one on the USD 465 board of education was surprised at their Monday evening meeting to learn that insurance premiums for the district will increase for the 2015-16. By a vote of 7-0 the board approved a contract with Kansas Association of School Boards for workers compensation insurance. The annual premium will be...

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How to Switching Car Insurance

Logic Insurance, How to Switching Car Insurance - Could you save hundreds of dollars by switching car insurance? It is a question worth asking yourself at least once a year. By doing a little research now, you may be able to find a comparable insurance plan at a better rate with another company, and save money. But you have to make sure you take the appropriate steps to switch, because you don't...

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Importants Steps to Buying a New Car

Logic Insurance, Importants Steps to Buying a New Car  -The following steps will show you how to locate, price and negotiate to buy the new car you want. Using this information could save you thousands of dollars on a new car and make the process quicker and enjoyable. It also puts you in charge of the deal-making process — and that feeling of empowerment is a good one. But first things first:...

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Insurance Companies Create Narrow Networks

Logic Insurance, Insurance Companies Create Narrow Networks  - Regarding the article “Surprises in Health-Law Bills” (U.S. News, June 12), the insurance companies create narrow networks and sell these as affordable insurance. Insurance Companies Create Narrow Networks Never mind that there aren’t enough doctors in the networks or some specialties are underrepresented. Never mind that many doctors...

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Teenager Drivers, Marijuana,Teenager Drivers,

Teenager Drivers, Marijuana and Car Insurance, Logic Insurance - Marijuana, young drivers and serious car accidents are on a collision course. Fatal crashes involving drivers whose systems showed evidence of THC, the active ingredient in marijuana, nearly tripled in 10 years, rising from 4.2 percent in 1999 to 12.2 percent in 2010, according to a study released earlier this year by Columbia University's...

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How to Cut Teen Insurance Rates

How to Cut Teen Insurance Rates, Logic Insurance - Teens ages 16-19 are three times more likely than drivers older than 20 to be involved in a fatal crash (or any crash, for that matter) according to the Insurance Institute for Highway Safety. It's not too surprising, then, that teen drivers tend to have high insurance premiums. For parents, this can mean a big jump in insurance premiums once you...

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